A Guide to Retirement Plans for the Self-Employed

Choice is one of the great perks of working for yourself. The location of your office, the hours you work, the amount of vacation time you take and when you take it, the workplace benefits you get—these are the kinds of issues on which you get final say when you are your own boss, as a solo contractor or the sole proprietor of a business.

But as the person calling the shots for your business, the onus is also on you to choose a retirement plan, one that suits your income, your savings habits and goals, your tax situation and the type of business you’re in. Retirement plan options for the self-employed run the gamut from simple to complex, from modest to aggressive in their savings potential.

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