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Good Debt and Bad Debt: Borrowers Are Better Off When They Know the Difference

Debt is truly a double-edged sword — a blessing when used thoughtfully and selectively but a curse when overused and relied upon indiscriminately, says FPA member and CERTIFIED FINANCIAL PLANNER™ professional Devin Pope of Albion Financial Group in Salt Lake

Finding Common Financial Ground in a Couple with Divergent Financial Personas

Whether there is merit to the old “Opposites attract” bromide that suggests vastly different people often find good chemistry as a couple remains open to debate. But good chemistry goes only so far for couples with stark differences in how

The Model Matters: A Consumer’s Guide to Shopping for Financial Advice

The benefits, tangible and intangible, that people reap from working with a financial adviser are well-documented. For example, according to research conducted on behalf of AXA Equitable Life, the median retirement account balances for K-12 educators who work with a

Financial Planning for Families with a Special Needs Person

As the parent of a 31-year-old daughter with special needs, Lili Vasileff knows first-hand just how much financial strain that situation can exert on a family. “The costs can be enormous, and it feels like you’re always at risk of

How to Be a Better Saver

As a nation, we clearly are better at spending our money than we are at saving it. That goes for our federal government, which has made a habit of running large budgetary deficits, and it goes for individuals and households,

A No-Bull Bear Market Survival Guide for Investors

Inevitably it happens whenever the stock market takes a negative turn of some duration: Investors begin to wonder if the downturn is the harbinger of an imminent bear market — a prolonged period of broad equity market declines and a

The Health Savings Account: A Powerful but Oft-Overlooked Asset for Retirement

Some 15 years after the U.S. government established health savings accounts to give people a tax-favored vehicle to pay for medical and healthcare expenses, the HSA remains “the best deal in the tax code,” according to CERTIFIED FINANCIAL PLANNER™ professional

Your Credit Score Matters. Here’s How to Increase It

If you care about keeping hundreds or even thousands of extra dollars in your pocket by securing a lower interest rate on a loan or a credit card, if you want the ability to borrow money when the need arises,

Addressing the Unique Financial Issues Faced by Same-Sex Couples

Much has changed for same-sex couples since the U.S. Supreme Court ruled in 2015 that states must legally recognize same-sex marriage. By giving same-sex couples equality with heterosexual couples in the eyes of the law, the decision afforded them access

Powers of Attorney: Why They Matter and How They Work

If you’re someone who wants a say in how your financial, business and household affairs are managed, and who manages them, should you yourself be unable to do so, if you want to dictate how certain decisions about your health


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