RMD Time: A Guide to Handling Retirement Account Distributions

Anyone who owns a tax-advantaged retirement account such as a 401(k) or individual retirement account (IRA) — that’s 63% of (or 77.5 million) American households as of 2014, according to the Investment Company Institute — would be well-served to familiarize themselves with required minimum distributions, or RMDs, and the sometimes complex rules that govern them.

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